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WHY YOU NEED TO CHECK YOUR CREDIT TODAY!

Not many people realize how important it is to check their credit on a regular basis, but these days there are many compelling reasons to do just that, the biggest by far being the growing incidence of identity theft.


THE DANGERS OF IDENTITY THEFT

Identity theft is a massive issue these days, with more than 245,000 cases of fraud being identified by the IRS in 2010 alone, a number that is expected to rise even further as data thieves devise ever more sophisticated techniques to steal your personal information. Identity theft can have a huge negative impact on your life, destroying your credit rating and putting you in a position where you cannot obtain loans, you cannot get credit and have to pay thousands of dollars to repair the damage.


The problem is compounded by the attitude many people have – "it will never happen to me" – but this is so WRONG. It could easily happen to you. It happens to people just like you, EVERY SINGLE DAY. Most people underestimate how easy it is for their identity to be stolen, but the truth is there are many very simple techniques that fraudsters can use to acquire your personal information. These include skimming your credit card, stealing data from the company you work for, using “crimeware”, such as phishing scams or malware to steal information from your computer, or even just rummaging through your garbage can to get the details they need to destroy your financial standing.


No matter how careful you are, it's impossible to completely safeguard against identity theft. So what's the solution? The only real answer is to keep a close eye on your credit ratings so you can spot any incident of identity theft as soon as it happens – and that’s only possible with by obtaining your free credit score today!


FIX CREDIT MISTAKES

Sign up for a free credit score today and not only will you be protecting your identity, but you’ll be getting complete access to your entire credit history, allowing you to spot if there are any potential problems that could harm your chances of obtaining credit. Sometimes, credit reporting agencies make mistakes – after all, they are only human and mistakes can and do happen. But what happens when they make a mistake with YOUR credit score? Suddenly you end up facing huge difficulties in obtaining a loan or credit, difficulties not of your own making, all thanks to someone else’s reporting error which could be easily fixed if only you knew about it!


These problems can be easily avoided by obtaining your FREE CREDIT SCORE NOW and seeing if there are any mistakes or inaccuracies in your report. Don’t wait until you’re rejected for credit – if you have an urgent need, by then it might be too late to fix your problems – you owe it to yourself to CHECK YOUR CREDIT TODAY and ensure that your reported credit status reflects the truth.

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